I’m a first-time homebuyer. What do I need to know?
First of all, congratulations! We know that taking this huge step can be overwhelming, but we can help make the process easier. There are a lot of choices out there and many decisions to make about your mortgage, but we can help you navigate them all.
Secondly, you need to know that there are actually some benefits to being a first-time buyer. Make sure you ask about incentives for first-time buyers in any loan program you look at. Some loan programs are only available for first time-buyers. Others are available to everyone but offer incentives for being a first-time buyer. We offer several government loan programs with first-time homebuyer requirements/incentives, including FHA loans, USDA loans, and MHDC loans.